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*LendSwift is not a licensed lender in all states. LendSwift and third-party service providers or lenders use various sources of information, such as credit reports, application information, and other data as part of their underwriting process. Not all applications or requests for loan extensions are approved. Loan approval and loan terms vary by state and on the applicant’s unique qualifications. Approval decisions may take longer than advertised for reasons not limited to but including additional verification and/or documents being required. Certain limitations may apply. †Applications are generally eligible for instant funding to your bank account via instant debit card transfer upon approval. For applications that must use ACH funding, approved loan proceeds are generally deposited via ACH on the same or next business day if approved by 5:00 PM EST Monday-Friday. Exceptions may apply. © Copyright 2021 LendSwift.com. All rights reserved.